Our approach to investment management is anchored by a total commitment to our fiduciary responsibilities of acting in the best interest of our clients.  Our investment process is designed to protect and grow our clients’ wealth while taking into consideration the risk tolerance and the objective that the portfolio plays in the overall financial plan.  

Please be advised that presently, Avo Mavilian holds Series 65 in TX, CA, IL and Ara Bayindiryan holds Series 65 in TX, CA, IL, IN, WI. For residents of other states in which registration is not held, proper licenses and registrations must be obtained for Avo Mavilian or Ara Bayindiryan before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through Bayworth Capital will fluctuate in value and are subject to investment risks including possible loss of principal.

Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance services. Advisory clients are charged a fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation.

Investment advisory services offered through Bayworth Capital, a registered investment advisor. Mavilian Financial Group and Bayworth Capital are independent companies.

One of the largest categories of expenses that reduce wealth are taxes.  Tax planning is a proactive approach of incorporating all the elements of our clients’ financial plans to work together to produce the most tax-efficient roadmap to maximize their wealth.

The tax law is voluminous, ambiguous and constantly changing. By being proactive, we go beyond deductions and pave the road to minimize tax-drag.

Our services include analyzing and advising clients on:

• Current tax liabilities
• Bracket management strategies
• Income smoothing strategies
• Income shifting strategies
• Wealth transfer strategies
• Exit strategies

Please note that Mavilian Financial Group and its principles, employees, staff, representatives and affiliated professionals (TEAM) do not provide tax, investment, legal or any other professional services unless clients have current engagements documented in signed engagement letters with the appropriate entities.  

*Please be advised that at present, Avo Mavilian, EA is admitted to practice before the IRS.   Treasury Department Circular No. 230 provides the rules governing authority to practice.

Insurance, by definition, is the transfer of risk.  The wealth preservation planning process involves making decision to retain certain risk, and at other times to transfer those risks to others, such as an insurance company.  Our team of licensed professionals utilize the insurance planning process to identify and mitigate risk.

Our approach to estate planning is all about having our clients decide how they accumulate, protect and ultimately distribute their hard earned assets rather than leaving it up to chance and circumstance.  By collaborating with estate planning attorneys, we are able to help our clients put their desires in a plan that helps achieve their personal objectives rather than letting the courts, state and federal government decide their fate. 

We currently limit our practice exclusively to tax advisory and representation*.  Through our collaborative process, we compliment the compliance services provided by our clients’ CPAs.  Some of our services include:

• Providing a client with written tax advice on one or more Federal tax matters.

• Communicating with the IRS on behalf of a taxpayer regarding the taxpayer’s rights, privileges, or liabilities under laws and regulations administered by the IRS.

• Representing a taxpayer at conferences, hearings, or meetings with the IRS.

• Preparing, filing or submitting documents, or advising on the preparation, filing or submission of documents, including tax returns, with the IRS on behalf of a taxpayer.

Please note that Mavilian Financial Group and its principles, employees, staff, representatives and affiliated professionals (TEAM) do not provide tax, investment, legal or any other professional services unless clients have current engagements documented in signed engagement letters with the appropriate entities.  

*Please be advised that at present, Avo Mavilian, EA is admitted to practice before the IRS.   Treasury Department Circular No. 230 provides the rules governing authority to practice.